The Cost of Treatment

As a private pay therapist, I offer a straightforward financial arrangement without the hassle of dealing with insurance companies directly. I am an out-of-network provider, which means while I do not bill insurance directly, many clients receive substantial reimbursements (often ranging from 50% to 80% of the total cost). I will electronically submit out-of-network claims for you which will likely result in a faster reimbursement to you from your insurance company and less work because you won’t have the extra step of having to upload a superbill.

I am very familiar with how out-of-network benefits work and am happy to explain them to you. I always recommend clients call their insurance companies for confirmation they are being read correctly

See below for recommended questions to ask your insurance company

  • The intake appointment is our first step in working together, where we'll gather important background information and start developing a strong, trusting relationship. It's an opportunity for me to understand your unique needs and goals, and for you to ask questions and feel comfortable moving forward.

  • Regular therapy sessions last about 50 minutes and provide a safe, supportive space for us to explore your thoughts, feelings, and progress. Each session is tailored to your needs, offering practical tools and insights as we work toward your goals at a pace that feels right for you.

Insurance and Billing

I provide monthly superbills for insurance reimbursement, and more frequent issuance is available upon request. To understand your out-of-network benefits, contact your insurance provider and inquire about:

  • Do I have out-of-network benefits for outpatient mental health?

  • What is the rate covered by my insurance for a doctoral level Licensed Clinical Psychologist? (Masters-level therapists get lower reimbursements from insurance companies, so you want to ensure that you’re reimbursed at a higher rate).

  • What is my out-of-network deductible for outpatient mental health visits? Has any amount of my deductible been met this year? Your deductible is the amount that you have to pay out of pocket before your insurance begins to pay.

  • What is my out-of-network coinsurance for outpatient individual therapy? Co-insurance is the amount that you pay out of pocket, per service, after your deductible has been met.

  • What is the rate covered by my insurance for these CPT codes? 90791 (new patient evaluation), 90834 (38-45 minute psychotherapy), 90837 (53-60 minute psychotherapy).

  • Do I have coverage for out of network telehealth visits?

  • How do I submit claims for out-of-network reimbursements?