Do you accept insurance?

I'm a private-pay, out-of-network provider. This means I don't bill insurance directly, which allows for a more straightforward and private therapy experience.

Can I get reimbursed by my insurance?

Many clients do. Depending on your plan's out-of-network benefits, reimbursement is often between 50–80% of the session fee.

How does reimbursement actually work?

After each session, I provide a superbill which is an itemized receipt you submit to your insurance company for reimbursement.

Can I use HSA or FSA funds?

Yes, payment can be made using HSA or FSA funds.

Does it matter that you're a doctoral-level psychologist rather than a master's-level therapist?

It can. Insurance companies typically reimburse doctoral-level Licensed Clinical Psychologists at a higher rate than master's-level therapists, so it's worth confirming your specific reimbursement rate with your insurer.

How do I find out if I have out-of-network benefits?

The best way is to call your insurance provider and ask whether you have out-of-network benefits for outpatient mental health. It's a quick call, and I'm happy to help you know what to ask if that's useful.

What's a deductible, and how does it affect reimbursement?

Your deductible is the amount you pay out of pocket before your insurance starts reimbursing sessions. It's worth asking your insurer how much yours is and how much you've already met this year.

What's coinsurance, and how does it affect what I get back?

Coinsurance is the percentage you pay per session after your deductible is met. Your insurer can tell you your exact coinsurance rate for out-of-network outpatient therapy, which is what determines your real reimbursement percentage.

What CPT codes do you bill under, and why does that matter?

Sessions are billed under standard codes: 90791 for a new patient evaluation, 90834 for a 38–45 minute session, and 90837 for a 53–60 minute session. Giving your insurer these exact codes when you call helps them tell you your precise reimbursement rate rather than a general estimate.

Are virtual (telehealth) sessions covered by insurance?

Many plans do cover telehealth, but coverage varies by insurer. It's worth confirming whether your plan reimburses virtual outpatient mental health sessions at the same rate as in-person ones.

Fees & Insurance

The Cost of Therapy

I work as a private pay, out-of-network provider, which allows for a more straightforward and private experience. The fee for a 50-minute session is $275. See the FAQs below for how insurance reimbursement works.

Insurance & Reimbursement

I don't bill insurance directly, but many clients receive partial reimbursement through their out-of-network benefits. The FAQs below cover exactly how that works, what to ask your provider, and how to submit for reimbursement.

Insurance & Reimbursement FAQs

I'm a private-pay, out-of-network provider. This means I don't bill insurance directly, which allows for a more straightforward and private therapy experience.
A 50-minute session is $275.
Many clients do. Depending on your plan's out-of-network benefits, reimbursement is often between 50–80% of the session fee.
After each session, I provide a superbill which is an itemized receipt you submit to your insurance company for reimbursement.
Yes, payment can be made using HSA or FSA funds.
It can. Insurance companies typically reimburse doctoral-level Licensed Clinical Psychologists at a higher rate than master's-level therapists, so it's worth confirming your specific reimbursement rate with your insurer.
The best way is to call your insurance provider and ask whether you have out-of-network benefits for outpatient mental health. It's a quick call, and I'm happy to help you know what to ask if that's useful.
Your deductible is the amount you pay out of pocket before your insurance starts reimbursing sessions. It's worth asking your insurer how much yours is and how much you've already met this year.
Coinsurance is the percentage you pay per session after your deductible is met. Your insurer can tell you your exact coinsurance rate for out-of-network outpatient therapy, this is what determines your real reimbursement percentage.
Sessions are billed under standard codes — 90791 for a new patient evaluation, 90834 for a 38–45 minute session, and 90837 for a 53–60 minute session. Giving your insurer these exact codes when you call helps them tell you your precise reimbursement rate rather than a general estimate.
Many plans do cover telehealth, but coverage varies by insurer. It's worth confirming whether your plan reimburses virtual outpatient mental health sessions at the same rate as in-person ones.

Still Have Questions About Cost or Fit?

Finding the right therapist is important. If you’re considering working together but have questions about cost, insurance, or the process, we can talk through everything during a brief and complimentary consultation.

Let's Chat